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🏆 No Long-Term Contracts — Flexible plans. Real results. Start within 24–48 hours.
General Manager of Your Credit

We Fix Credit. We Change Lives.

For the People Who Were Told No.

CreditGM empowers clients to repair, rebuild, and reclaim their financial future — one accurate credit report at a time.

90-Day Guarantee — or your money back

"Someone you can trust to be in your corner."

— Steve G.

We'll review your credit reports and explain the best course of action — at no cost and no obligation.

No upfront fees — ever
Response within 24 hours
CROA-compliant — fully licensed
Nationwide service
90-Day Guarantee — or your money back
🔒 Get My Free Analysis

Takes less than 3 minutes. No credit card required.

Trusted & Verified On

BBB® Trustpilot ★★★★★ CROA Compliant FlexOffers Verified FCRA Protected

Your Monthly Plan Isn't Just Disputes. It's a Full Credit Strategy.

Most credit report items are accurate — and we'll always tell you the truth about that. Every plan pairs active disputes on what's inaccurate with a rebuild strategy running the entire time.

Report already clean but score still low? See our Score Optimization Plan →

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Some credit repair companies charge up to $195 just to get started — before they've done a single thing for you. At CreditGM, our first work fee is $0. You pay your monthly plan and we get to work. Simple.

Entry-Level
Starter
$79
per month

Accurate-file review, verifiable disputes, and your rebuild roadmap.

  • Bureau dispute submissions (all 3)
  • Free credit report analysis
  • 24/7 client portal access
  • Monthly Credit Wins email
  • Rent reporting (option available)
  • Goal-based credit strategy
  • Credit Builder loan referrals
  • Access to Educational Content
Get Started
Premium
Premium
$149
per month

Best for clients with multiple negative items or a more complex credit history.

  • Bureau dispute submissions (all 3)
  • Free credit report analysis
  • 24/7 client portal access
  • Monthly Credit Wins text + email
  • Rent reporting (option available)
  • Goal-based credit strategy
  • Credit Builder loan referrals
  • Access to Educational Content
  • Priority dispute processing
  • Method of Verification requests
  • Advanced dispute strategies
Get Started

Also offering specialty plans: Pay Per Deletion ($75/bureau)  •  Mortgage Ready ($199/month)

See All Plans & Compare

"There is no one I trust more."

— Jeff E.

CreditGM

Our 90-Day Guarantee

If we don't get at least one negative item removed from your credit report within 90 days, we refund what you paid during that period.

Applies to Starter, Standard, Premium, and Mortgage Ready plans.

This is not a guarantee of any specific credit score outcome. No legitimate credit repair company can promise that.

Built to Keep You Winning

Every CreditGM plan comes loaded with tools designed for real, lasting results.

🖥️
Client Portal & Dashboard

24/7 access to your score, dispute status, and account activity.

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Real-Time Progress Updates

Automatic text and email alerts every time a dispute is sent or your report changes — plus a personalized monthly wins recap.

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Available as an optional add-on — build positive payment history with money you're already spending. Learn more →

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100% Confidential

Your data is fully protected and never sold to third parties.

Comprehensive Credit Services

Whether you're rebuilding personal credit or recovering from a past setback, we have a tailored plan for you.

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Personal Credit Repair

We review your report, identify inaccuracies, and dispute negative items with Experian, TransUnion, and Equifax on your behalf.

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Credit Monitoring

Optional add-on for 24/7 access to your credit score and report through our portal. Stay alert to fraud and credit changes in real time.

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Credit Education

Resources and ongoing education so you understand your rights and maintain great credit long term.

Fix Your Credit in 5 Steps

Our step-by-step process is designed to get results fast — with full transparency at every stage.

1
Free Call
Request your free consultation online or by phone
2
Analysis
We pull your reports and build a custom action plan
3
Dispute
We challenge inaccurate items with all three bureaus
4
Escalate
Persistent follow-up until your rights are fully represented
5
Monitor
Ongoing score tracking and mentoring through our portal

Credit Repair Built on Integrity

CreditGM has guided clients toward financial freedom — always with honesty, transparency, and results at the forefront.

Customer-Centric
Your goals drive every decision we make.
Integrity & Transparency
100% legitimate methods. No shortcuts, no surprises.
Education-First
We teach you to maintain excellent credit on your own.
Discounts for Heroes
Special pricing for Veterans, First Responders, EMT, and Police Officers.

Real Words. Real People.

Our clients, team members, and community speak for themselves. Read what they have to say about CreditGM.

Read All Testimonials →
Free Consultation

Ready to Take Control of Your Credit?

Our specialists are standing by. Get your free credit analysis — no obligation, no pressure.

Get a Free Callback

We\'ll call you back within 24 hours.